Stamp Duty Calculator 2020

Australian Capital Territory

Stamp Duty - General Rate - from 1 July 2019

Dutiable Value	Duty Threshold
up to $200,000	$20 or $1.20 per $100 or part thereof, whichever is greater
$200,001 to $300,000	$2,400 plus $2.20 per $100 or part thereof by which the value exceeds $200,000
$300,001 to $500,000	$4,600 plus $3.40 per $100 or part thereof by which the value exceeds $300,000
$500,001 to $750,000	$11,400 plus $4.32 per $100 or part thereof by which the value exceeds $500,000
$750,001 to $1,000,000	$22,200 plus $5.90 per $100 or part thereof by which the value exceeds $750,000
$1,000,001 to $1,454,999	$36,950 plus $6.40 per $100 or part thereof by which the value exceeds $1,000,000
$1,455,000 and over	A flat rate of $4.54 per $100 applied to the total transaction value

Stamp Duty - Home buyer concessions from 1 July 2019

From 1 July 2019, all of eligible home buyers in the ACT will pay no duty. All properties in the ACT are eligible for this scheme. Unlike the previous concession scheme before 1 July 2019, it now applies to vacant residential land and both new and established homes, anywhere in the ACT and at any price. Although the concession is not restricted to first home buyer but the all buyers including their partners (if any) must not have owned any other property in the last two years

Income threshold amount
To be eligible for a duty concession, the income test must be satisfied. The combined total income of all applicants and their domestic partner/s over the 1 year period prior to the date of the grant, transfer or agreement for transfer (whichever is first) must be less than or equal to the relevant income threshold as follows:

Number of dependent Children	Income Threshold
0	$160,000
1	$163,330
2	$166,660
3	$169,990
4	$173,320
5 or more	$176,650

Stamp Duty - Pensioner duty concession from 1 July 2020

Eligible property (residential home)

Dutiable value	Concessional duty payable
$440,000 or less	$0
more than $440,000 but less than $570,000	$11.05 for every $100, or part of $100, by which the dutiable value exceeds $440,000
$570,000 or more	No concession

Eligible vacant block (land)

Dutiable value	Concessional duty payable
$278,650 or less	$0
more than $278,650 but less than $390,000	$6.85 for every $100, or part of $100, by which the dutiable value exceeds $278,650
$390,000 or more	No concession

First Home Owner Grant:
After 1 July 2019, the First Home Owner Grant (FHOG) no longer exists, the FHOG was replaced by the new Home Buyer Concession Scheme, which provides a full duty concession for eligible buyers

Mortgage Registration Fee 2020 -2021: $153.00

Land Transfer Fee: $409.00

New South Wales

Stamp Duty - General Rate 1 July 2020

Dutiable Value	Duty Threshold
$0 - $14,000	$1.25 for every $100 or part of the dutiable value
$14,001 - $31,000	$175 plus $1.50 for every $100 or part , by which the dutiable value exceeds $14,000
$31,001 - $83,000	$430 plus $1.75 for every $100 or part, by which the dutiable value exceeds $31,000
$83,001 - $310,000	$1,340 plus $3.50 for every $100 or part, by which the dutiable value exceeds $83,000
$310,001 - $1,033,000	$9,285 plus $4.50 for every $100 or part, by which the dutiable value exceeds $310,000
over $1,033,000	$41,820 plus $5.50 for every $100 or part, by which the dutiable value exceeds $1,033,000
over $3,101,000	$155,560 plus $7.00 for every $100, or part, by which the dutiable value exceeds $3,101,000.

Stamp Duty - Foreign Purchaser:
The current foreign purchaser duty rate is 8 per cent.

Stamp Duty - First Home Buyers Assistance After1 August 2020 :
If buy a new home, first home buyers will not have to pay duty for properties up to $800,000. The duty will be reduced for amounts between $800,000 and $1,000,000.
If buy an established home, first home buyers will not have to pay duty for properties up to $650,000. The duty will be reduced for amounts between $650,000 and $800,000.
if buy a vacant block of residential land, first home buyers will pay no duty on vacant land valued up to $400,000, and will receive concessions on duty for vacant land valued between $400,000 and $500,000.
To calculate the First Home Buyers Assistance concession on a new home between $800,000 and $1,000,000, multiply the purchase price by 0.201675 and subtract $161,340.
To calculate the First Home Buyers Assistance concession on an established home between $650,000 and $800,000, multiply the purchase price by 20.89% and subtract $135,785.
To calculate concession on land between $400,000 and $500,000, multiply the purchase price by 0.17835 and subtract $71,340

First Home Owner Grant (New Homes)
a) First home owners can access a $10,000 grant for:
b) The purchase price of the new home must be no more than $600,000.
c) If buying land to build a new home, the total price – including the land and home – must be no more than $750,000.

Mortgage Registration Fee from 1 July 2019: $146.40

Land Transfer Fee: $146.40.

Queensland

Stamp Duty - General Rate

Dutiable Value	Duty Threshold
Up to $5,000	Nil
$5,000 to $75,000	$1.50 for each $100, or part of $100, by which the dutiable value is more than $5,000
$75,000 to $540,000	$1,050 plus $3.50 for each $100, or part of $100, by which the dutiable value is more than $75,000
$540,000 to $1,000,000	$17,325 plus $4.50 for each $100, or part of $100, by which the dutiable value is more than $540,000
More than $1,000,000	$38,025 plus $5.75 for each $100, or part of $100, by which the dutiable value is more than $1,000,000

Stamp Duty - Home Concession Rates

Dutiable Value	Duty Threshold
Up to $350,000	$1.00 for each $100 or part of $100
$350,001 to $540,000	$3,500 + $3.50 for every $100 or part of $100 over $350,000
$540,001 to $1,000,000	$10,150 + $4.50 for every $100 or part of $100 over $540,000
More than $1,000,000	$30,850 + $5.75 for every $100 or part of $100 over $1,000,000

Stamp Duty - First Home Concession Rate

Dutiable Value	Duty Threshold
Up to $505,000	$8,750
$505,000 to $509,999.99	$7,875
$510,000 to $514,999.99	$7,000
$515,000 to $519,999.99	$6,125
$520,000 to $524,999.99	$5,250
$525,000 to $529,999.99	$4,375
$530,000 to $534,999.99	$3,500
$535,000 to $539,999.99	$2,625
$540,000 to $544,999.99	$1,750
$545,000 to $549,999.99	$875
$550,000 or more	Nil

Stamp Duty - First Home Vacant Land Concession rate

Dutiable Value	Duty Threshold
Up to $250,000	100% of transfer duty
$250,000 to $259,999.99	$7,175
$260,000–$269,999.99	$6,700
$270,000–$279,999.99	$6,225
$280,000–$289,999.99	$5,750
$290,000–$299,999.99	$5,275
$300,000–$309,999.99	$4,800
$310,000–$319,999.99	$4,325
$320,000–$329,999.99	$3,850
$330,000–$339,999.99	$3,375
$340,000–$349,999.99	$2,900
$350,000–$359,999.99	$2,425
$360,000–$369,999.99	$1,950
$370,000–$379,999.99	$1,475
$380,000–$389,999.99	$1,000
$390,000–$399,999.99	$525
$400,000 or more	No concession

Mortgage Registration Fee after 1 August 2020: $195.00

Land Transfer Fee: $195.00 + additional fee for lodging a transfer if the consideration is more than $180,000 - $37.00 for each $10,000 or part of $10,000 more than $180,000

First Home Owner Grant: For new home, the grant is $15,000. The cap is $750,000

Stamp Duty - Foreign Purchaser: Current surcharge is 7%.

South Australia

Stamp Duty - All Rate

Dutiable Value	Duty Threshold
Does not exceed $12,000	$1.00 for every $100 or part of $100
Exceeds $12,000 but not $30,000	$120 plus $2.00 for every $100 or part of $100 over $12,000
Exceeds $30,000 but not $50,000	$480 plus $3.00 for every $100 or part of $100 over $30,000
Exceeds $50,000 but not $100,000	$1,080 plus $3.50 for every $100 or part of $100 over $50,000
Exceeds $100,000 but not $200,000	$2,830 plus $4.00 for every $100 or part of $100 over $100,000
Exceeds $200,000 but not $250,000	$6,830 plus $4.25 for every $100 or part of $100 over $200,000
Exceeds $250,000 but not $300,000	$8,955 plus $4.75 for every $100 or part of $100 over $250,000
Exceeds $300,000 but not $500,000	$11,330 plus $5.00 for every $100 or part of $100 over $300,000
Exceeds $500,000	$21,330 plus $5.50 for every $100 or part of $100 over $500,000

Stamp Duty - Foreign Purchaser:
From 1 January 2018, the foreign purchasers are required to pay a foreign ownership surcharge of 7% of the value of the interest in residential land.

Mortgage Registration Fee: $173.00

Land Transfer Fee: from 1 July 2020:

Property Value	Fee
$0 - $5,000	$173.00
$5,000 - $20,000	$193.00
$20,000 - $40,000	$212.00
$40,000 - $50,000	$298.00
Above $50,000	$298.00 + 88.00 / 10000

First Home Owner Grant:
FHOG is $15,000 for first home owners who build or purchase a brand new home.

Tasmania

Stamp Duty - General Rate

Dutiable Value	Duty Threshold
$0 - $3,000	$50
$3,000 - $25,000	$50 plus $1.75 for every $100, or part, of the dutiable value exceeds $3,000
$25,000 - $75,000	$435 plus $2.25 for every $100, or part, by which the dutiable value exceeds $25,000
$75,000 - $200,000	$1,560 plus $3.50 for every $100, or part, by which the dutiable value exceeds $75,000
$200,000 - $375,000	$5,935 plus $4.00 for every $100, or part, by which the dutiable value exceeds $200,000
$375,000 - $725,000	$12,935 plus $4.25 for every $100, or part, by which the dutiable value exceeds $375,000
Over $725,000	$27,810 plus $4.50 for every $100, or part, by which the dutiable value exceeds $725,000

If you purchase the vacant land, the stamp duty is levied on both land value and building cost rather than land element only

Stamp Duty - Foreign Purchaser:
After 1 April 2020, a 8% surcharge rate applies:
Stamp Duty - First Home Owner Concessional Rate: From 7 February 2018 TAS provides a 50 per cent concession on property transfer duty for first home buyers of established homes with a property value of $400 000 or lower.

First Home Owner Grant:
After 1 January 2016, eligible First Home Owners are entitled to a one-off $20,000 for new constructed home.

Stamp Duty - Pensioner Concessional Rate:The concession provides a 50 per cent discount on property transfer duty for eligible pensioners who sell their existing home and downsize by buying another home. The new property must have a dutiable value of $400,000 or less and less than that of the former home.

Mortgage Registration Fee after 1 July 2019: $138.51

Land Transfer Fee: $212.22

Victoria

Stamp Duty - Non Principal place of Residence Rate
For the purchase of any other property (i.e. not Principal place of residence) for contracts entered into on or after 6 May 2008.

Dutiable Value	Duty Threshold
$0 - $25,000	1.4 per cent of the dutiable value of the property
> $25,000 - $130,000	$350 plus 2.4 per cent of the dutiable value in excess of $25,000
> $130,000 - $960,000	$2,870 plus 6 per cent of the dutiable value in excess of $130,000
More than $960,000	5.5 per cent of the dutiable value

Stamp Duty - Foreign Purchaser:
After 1 July 2019 the foreigner buyer duty surcharge increases to 8% from 7%.

Stamp Duty - Principal Place of Residence (PPR) Rate
For the purchase of a home (which will be used as Principal place of residence) for contracts entered into on or after 6 May 2008.

Dutiable Value	Duty Threshold
$0 - $130,000	The Principal place of residence (PPR) concessional rate does not apply.
> $130,000 - $440,000	$2,870 plus 5 per cent of the dutiable value in excess of $130,000
> $440,000 - $550,000	$18,370 plus 6 per cent of the dutiable value in excess of $440,000
More than $550,000	The Principal place of residence (PPR) concessional rate does not apply.

Stamp Duty - First Home Buyer Concession after 1 July 2017

VIC abolishes stamp duty for both new and existing properties under $600,000. First home buyers purchasing a property between $600,000 and $750,000 also receive a tapered discount.

If a first home buyer purchases vacant land to build a new home to be their principal place of residence, the home must be built within 12 months for the FHB concessions to apply (choose "Yes" for the Option "Are you first home buyer"). If the buyer takes more than 12 months to build the home, they are not eligible for the First Home Buyer Concession (choose "No" for the Option "Are you first home buyer").

Stamp Duty Waiver - from 25 Nov 2020 to 1 July 2021
The Vic Government has announced duty waiver for purchases residential property with a dutiable value of up to $1 million:
(1) new residential properties 50%
(2) existing residential properties 25%
(3) land transfer 25%.
The waiver applies after all other eligible benefits, such as the first home buyer duty concession, the principal place of residence concession and the pensioner concession, have been taken into account. However, the waiver does not apply to foreign purchaser additional duty.

Eligible pensioners are entitled to the exemption or concession. The calculation & formula used in the calculator for the Pensioner and first home owner exemptions and concession can be found in the Victoria Duties Act 2000, amendments as at 1 July 2011.

Mortgage Registration Fee 2020 - 2021:
(a) Paper Transaction: $119.70 (b) Electronic Transaction: $110.80

Land Transfer Fee:
(a) Paper Transaction Fee: the sum of $98.50 plus $2.34 for every whole consideration, the maximum fee is $3,609.00
(b) Electronic Transaction Fee: the sum of $89.50 plus $2.34 for every whole consideration, the maximum fee is $3,600.00

First Home Owner Grant: The First Home Owner Grant (FHOG) has increased from $10,000 to $20,000 for new homes built in regional Victoria (see below) and valued up to $750,000.

Property Location for First Home Owner Grant

Grant $20,000	Grant $10,000
Alpine Shire	Banyule City
Ararat Rural City	Bayside City
Ballarat City	Boroondara City
Bass Coast Shire	Brimbank City
Baw Baw Shire	Cardinia Shire
Benalla Rural City	Casey City
Buloke Shire	Darebin City
Campaspe Shire	Frankston City
Central Goldfields Shire	Glen Eira City
Colac Otway Shire	Greater Dandenong City
Corangamite Shire	Hobsons Bay City
East Gippsland Shire	Hume City
Gannawarra Shire	Kingston City
Glenelg Shire	Knox City
Golden Plains Shire	Manningham City
Greater Bendigo City	Maribyrnong City
Greater Geelong City	Maroondah City
Greater Shepparton City	Melbourne City
Hepburn Shire	Melton City
Hindmarsh Shire	Monash City
Horsham Rural City	Moonee Valley City
Indigo Shire	Moreland City
Latrobe City	Mornington Peninsula Shire
Loddon Shire	Nillumbik Shire
Macedon Ranges Shire	Port Phillip City
Mansfield Shire	Stonnington City
Mildura Rural City	Whitehorse City
Mitchell Shire	Whittlesea City
Moira Shire	Wyndham City
Moorabool Shire	Yarra City
Mount Alexander Shire	Yarra Ranges Shire
Moyne Shire
Murrindindi Shire
Northern Grampians Shire
Pyrenees Shire
Borough of Queenscliffe
South Gippsland Shire
Southern Grampians Shire
Strathbogie Shire
Surf Coast Shire
Swan Hill Rural City
Towong Shire
Wangaratta Rural City
Warrnambool City
Wellington Shire
West Wimmera Shire
Wodonga City
Yarriambiack Shire

Western Australia

Stamp Duty - General Rate
The general rate of duty applies to most dutiable transactions not relating to residential land, and is assessed on the dutiable value of the transaction. The dutiable value is generally the greater of the consideration paid for the dutiable transaction, or the unencumbered value of the dutiable property that is the subject of the transaction.

Dutiable Value	Duty Threshold
$ 0 – $ 80,000		$1.90	Per $100 or part thereof
$ 80,001 – $100,000	$ 1,520 +	$2.85	Per $100 or part thereof above $ 80,000
$100,001 – $250,000	$ 2,090 +	$3.80	Per $100 or part thereof above $100,000
$250,001 – $500,000	$ 7,790 +	$4.75	Per $100 or part thereof above $250,000
$500,001 and upwards	$19,665 +	$5.15	Per $100 or part thereof above $500,000

Stamp Duty - Residential Rate
Residential property includes primary residences, rental properties and vacant land where building commences within 5 years.

Dutiable Value	Duty Threshold
$ 0 – $120,000		$1.90	Per $100 or part thereof
$120,001 – $150,000	$ 2,280 +	$2.85	Per $100 or part thereof above $120,000
$150,001 – $360,000	$ 3,135 +	$3.80	Per $100 or part thereof above $150,000
$360,001 – $725,000	$11,115 +	$4.75	Per $100 or part thereof above $360,000
$725,001 and upwards	$28,453 +	$5.15	Per $100 or part thereof above $725,000

Stamp Duty - Concessional Rate
This concessional rate of duty applies to a purchase of: (a) A residential property valued at less than $200,000, which will be the primary place of residence for the purchaser; or (b) A business where dutiable value is less than $200,000, which the purchaser intends to continue to run indefinitely

Note: If the dutiable value of a residential property is between $116,001 and $200,000, the Residential Rate of Duty will result in a lower assessment of transfer duty.
In the calculator, if dutiable value is less than $116,001 and the purchaser isn't a first home owner, the calculation will use this rate, otherwise use Residential Rate.

Dutiable Value	Duty Threshold
0 – $100,000		$1.50	Per $100 or part thereof
$100,001 – $200,000	$ 1,500 +	$4.39	Per $100 or part thereof above $100,000

Stamp Duty - First Home Owner Rate – Established Home as at 3 July 2014

Dutiable Value	Duty Threshold
$0 – $430,000	Nil
$430,001 – $530,000	$19.19	Per $100 or part thereof above $430,000

Stamp Duty - First Home Owner Rate – Vacant Land

Dutiable Value	Duty Threshold
$0 – $300,000	Nil
$300,001 – $400,000	$13.01	Per $100 or part thereof above $300,000

Stamp Duty - Vacant Land
According to WA Department of Finance: Where vacant land is bought, duty will initially be charged at the general rate. Once a house is built on the land that is eligible for the First Home Owner Grant, a refund will be available, on application, once the grant is issued.

Stamp Duty - Foreign Purchaser:
From 1 January 2019, foreign buyers duty imposes additional 7% duty on the dutiable value

Mortgage Registration Fee from 1 July 2020: $178.20

Land Transfer Fee from 1 July 2020:

Registration fees for Transfer
Up to $85,000	$178.20
$85,001 - $120,000	$188.20
$120,001 - $200,000	$208.20
$200,001 - $300,000	$228.20
$300,001 - $400,000	$248.20
$400,001 - $500,000	$268.20
$500,001 - $600,000	$288.20
$600,001 - $700,000	$308.20
$700,001 - $800,000	$328.20
$800,001 - $900,000	$348.20
$900,001 - $1,000,000	$368.20
$1,000,001 - $1,100,000	$388.20
$1,100,001 - $1,200,000	$408.20
$1,200,001 - $1,300,000	$428.20
$1,300,001 - $1,400,000	$448.20
$1,400,001 - $1,500,000	$468.20
$1,500,001 - $1,600,000	$488.20
$1,600,001 - $1,700,000	$508.20
$1,700,001 - $1,800,000	$528.20
$1,800,001 - $1,900,000	$548.20
$1,900,001 - $2,000,000	$568.20
Over $2,000,000 - $568.20 plus $20 for every $100,000 or part thereof.

First Home Owner Grant: Currently First Home Buyer Grant is $10,000. The cap limits the total value of properties (i.e. total value of home and land) to $750,000.00 or less, or if the home is located north of the 26th parallel to $1,000,000 or less.

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