Loan Repayment Calculator
Inputs, Results and Chart
Step by Step Calculation
Description and Assumption
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Principal & Interest
Loan Upfront Fee
Loan Ongoing Fee
Loan End Fee
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Total Interest Payable:
Total Fees Payable:
Loan Balance Chart
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This calculator helps you work out what your regular repayments will be based on your loan amount. The repayment frequency can be changed to monthly, fortnightly or weekly. Calculates both Principal and Interest repayments as well as Interest Only repayments for a loan term.
Interest rate does not change over the loan term.
Interest is calculated by compounding on the same repayment frequency selected, i.e. weekly, fortnightly, monthly. In practice, the interest compounding frequency may not be the same as repayment frequency.
It is assumed that a year consists of 26 fortnights or 52 weeks which is counted as 364 days rather than 365 or 366 days.
No rounding is done throughout the calculation whereas repayments are rounded to at least the nearest cent in practice.
The information provided by this calculator is intended to provide illustrative examples based on stated assumptions and your inputs. Calculations are meant as estimates only and it is advised that you consult with a mortgage broker about your specific circumstances